Accident & Sickness Protection for Active People and Sporting Families

Accidents and illness can have a significant impact on your daily life, whether you’re involved in sport, enjoy an active lifestyle, or simply want additional financial support in place should something unexpected happen. Accident and sickness protection can provide financial support following certain insured events, helping to provide peace of mind for individuals and families.

As with all insurance policies, cover, benefits, exclusions and eligibility criteria will vary between providers and products.

Insurance FAQs
Personal Accident Insurance UK
Sports Insurance cover

What Is Accident & Sickness Protection?

Accidents and illness can affect anyone, whether you’re taking part in sport, enjoying an active lifestyle, or simply going about your everyday life. Accident and sickness protection can provide financial support following certain insured events, helping to provide additional peace of mind for individuals and families.

As with all insurance policies, cover, benefits, exclusions and eligibility criteria will vary between providers and products. Our advisers can help you understand the options available and explain how different policies work.

Cover, benefits, exclusions and eligibility criteria will vary between providers and products. Before taking out any policy, it is important to review the policy documentation carefully to understand what is and isn’t covered. If you participate in higher-risk sports or activities, it is important to discuss these with your adviser so that suitable recommendations can be made. Many people choose to combine accident and sickness protection with other forms of protection, such as life insurance, critical illness cover or income protection, depending on their individual circumstances and needs.

What Can Accident & Sickness Protection Help With?

Broken Bones

Some accident and sickness policies can provide a benefit if you suffer a broken bone following an accident. The amount payable and the circumstances covered will vary between policies.

Hospitalisation

Certain policies may provide a benefit if an accident or illness results in a stay in hospital. Policy terms, qualifying periods and benefit levels will vary.

Sports Injuries

For people who participate in sport and physical activities, accident and sickness protection may provide support following injuries that fall within the scope of the policy.

Accidental Death

Some policies include an accidental death benefit designed to provide financial support to loved ones following a covered event.

Everyday Accidents

Accident and sickness protection isn’t limited to sporting activities. Many policies can also provide benefits following accidents that occur in everyday life.

Who Is Accident & Sickness Protection Suitable For?

Active Individuals

Whether you enjoy cycling, running, gym training, team sports or outdoor activities, accident and sickness protection may provide additional reassurance.

Sports Participants

Many people choose accident and sickness protection because of the physical demands and injury risks associated with their chosen sport or activity.

Families

Accident and sickness protection can form part of a wider financial protection plan, helping families prepare for unexpected events.

People Seeking Additional Protection

Many individuals choose to combine accident and sickness protection with other policies such as life insurance, critical illness cover or income protection to create a broader protection strategy.