Straightforward Guidance for Contact Sports & Matchplay
Protecting Your Family, Income, and Health
Playing contact or collision sports requires physical conditioning, commitment and confidence. Whether you take part in rugby, football, martial arts, boxing, hockey or another high-impact activity, regular training and competition can form an important part of your lifestyle. However, tackles, collisions, falls and other unexpected incidents can also result in injuries that require medical treatment, rehabilitation or time away from work.
Fractures, ligament damage, dislocations and concussions are just some of the injuries that may occur during training or competition. Although nobody expects to be injured, it is worth considering how an accident could affect your income, household finances or ability to run a business.
What Is Contact Sports Insurance?
Contact sports insurance” is a phrase commonly used by people looking for financial protection while participating in a contact or collision sport. However, it does not usually refer to one specific type of insurance policy. Instead, a range of insurance products may be available, depending on your occupation, chosen sport, level of participation, personal circumstances and protection needs.
Some policies may provide financial support if an accident causes a specified injury. Others may be designed to protect a proportion of your income if an illness or injury prevents you from working for an extended period. The appropriate option will depend on what you want to protect and the terms offered by individual insurers.
All policies have eligibility requirements, exclusions, limits and conditions. Taking part in a contact sport may affect the available cover, the cost of a policy, or the circumstances under which a claim could be made. This is why it is important to provide accurate information about your sporting activities when applying.
Popular Contact Sports We Advise On
We help amateur players, grassroots coaches, self-employed professionals and parents explore cover based on their individual circumstances. This may be particularly important if an injury could affect your ability to work, earn an income or meet your regular financial commitments.
We support people involved in a wide range of sports, including:
- Pitch and field sports: Football (including grassroots, Sunday league, youth, and senior football); rugby union; rugby league; and field hockey.
- Court sports: Netball and basketball.
- Combat sports and martial arts: Boxing, judo, karate and taekwondo.
The insurance options available will depend on factors such as the sport you participate in, whether you participate recreationally or competitively, your occupation, and the type of protection you need.
If your sport is not listed, please get in touch with us. Our team can discuss your activities and circumstances, explain the available options and help you find suitable cover.