Martial Arts Insurance

Martial arts can be physically demanding and may involve a risk of injury through training, sparring and competition.

Injuries can sometimes affect participation in sport, work and day-to-day activities. Depending on your circumstances, you may wish to consider protection options that could provide financial support following a covered accident or illness, subject to policy terms and conditions.

At WORX Sports Insurance, our advisers can help you explore the protection options available from a range of UK insurers and explain how different products may support your individual circumstances.

Common Injuries in Martial Arts

Martial arts can involve physical contact, repetitive movements and intensive training. These factors can sometimes result in injury. Common martial arts-related injuries can include:

Broken Bones and Fractures

Strikes, throws, falls and physical contact can sometimes result in fractures or broken bones during training or competition.

Concussions & Head injuries

Physical contact and accidental impacts can sometimes result in concussion or other head injuries during training or competition.

Joint Dislocations and Ligament Injuries

Grappling techniques, joint locks and falls can sometimes result in joint dislocations, sprains and other ligament injuries.

Protection Options for People Involved in Martial Arts

At WORX Sports Insurance, we help people involved in martial arts explore a range of protection options available from UK insurers.

Depending on your individual circumstances, available options may include:

Income Protection

May provide a regular monthly benefit if you’re unable to work due to a covered illness or injury, subject to policy terms and conditions.

Personal Accident & Sickness Protection

Depending on the policy selected, benefits may be available following a covered accident or illness. Available benefits can vary between insurers and may include hospitalisation benefits, fracture cover and other specified benefits, subject to policy terms and conditions.

Critical Illness Cover

Designed to provide a lump-sum benefit following diagnosis of a covered critical illness, subject to policy terms and conditions.

Life Insurance

Designed to provide a lump-sum benefit if you die during the policy term, subject to policy terms and conditions.

Why Choose WORX Sports Insurance?

At WORX Sports Insurance, we believe good advice starts with understanding your circumstances.

Many of our advisers are involved in sport and active lifestyles, giving us a practical understanding of the considerations that matter to our clients. We take the time to understand your needs, explain the options available and help you make informed decisions about your protection arrangements.

Each client has a dedicated adviser who can provide personalised advice and ongoing support throughout the process, including assistance with policy queries and claims.

As an insurance broker, we work with a range of insurers and can help you explore protection options that may be suitable for your individual circumstances.

Frequently Asked Questions About Martial Arts Insurance

Can people involved in martial arts apply for protection cover?

Many people involved in martial arts may be eligible to apply for protection products. Eligibility, available benefits and policy terms will vary depending on the insurer, the activity involved and your individual circumstances.

What protection options are available for people involved in martial arts?

Depending on your circumstances, available options may include Personal Accident & Sickness Protection, Income Protection, Critical Illness Cover and Life Insurance. Our advisers can explain how these products work and discuss the options available from a range of insurers.

How do I know which protection option is right for me?

Our advisers take the time to understand your circumstances and explain the available options. Any recommendation will be based on your individual needs and circumstances.