Caving/Spelunking Insurance

Caving, sometimes referred to as spelunking, involves exploring underground cave systems, tunnels and caverns.

Participation can involve physical and environmental challenges, and injuries can sometimes occur depending on the conditions and circumstances of the activity.

Injuries can sometimes affect participation in sport, work and day-to-day activities. Depending on your circumstances, you may wish to consider protection options that could provide financial support following a covered accident or illness, subject to policy terms and conditions.

At WORX Sports Insurance, our advisers can help you explore the protection options available from a range of UK insurers and explain how different products may support your individual circumstances.

Risks Unique to Caving

Falls and Slips

Uneven surfaces, wet conditions and challenging terrain can sometimes result in slips, trips and falls.

Falling Rock and Debris

Depending on the environment, falling rocks and debris can present a risk during caving activities

Confined Spaces

Caving can involve navigating confined spaces and restricted access areas, which may present additional challenges for participants.

Protection Options for People Involved in Caving

At WORX Sports Insurance, we help people involved in caving explore a range of protection options available from UK insurers.

Depending on your individual circumstances, available options may include:

Income Protection

May provide a regular monthly benefit if you’re unable to work due to a covered illness or injury, subject to policy terms and conditions.

Personal Accident & Sickness Protection

Depending on the policy selected, benefits may be available following a covered accident or illness. Available benefits can vary between insurers and may include hospitalisation benefits, fracture cover and other specified benefits, subject to policy terms and conditions.

Critical Illness Cover

Designed to provide a lump-sum benefit following diagnosis of a covered critical illness, subject to policy terms and conditions.

Life Insurance

Designed to provide a lump-sum benefit if you die during the policy term, subject to policy terms and conditions.