Whether you engage in sports activities or have a profession that exposes you to specific risks, having appropriate insurance coverage, such as personal accident insurance, can offer peace of mind and financial protection in case of injury or accident. We recommend you consult with insurance professionals or providers to determine the most suitable options based on your needs and circumstances.
- Accident and sickness insurance is designed to cater to the unique risks of participating in sports activities. It typically offers coverage for accidental injuries that occur while engaging in sports-related activities, including but not limited to amateur and professional sports, recreational activities, and sports events.
- Accident and sickness insurance policies often include provisions for medical expenses, disability benefits, accidental death benefits, and loss of income due to temporary or permanent disability resulting from a sports-related injury. The coverage can also extend to modifications to living arrangements, equipment, or rehabilitation expenses required for individuals to adapt to life with disabilities or ongoing ailments caused by the injury.
- It’s important to note that the specific coverage and terms of accident and sickness insurance policies can vary significantly depending on the insurer and the level of coverage selected. It’s crucial to carefully review the policy documents, including any exclusions or limitations, to understand the extent of coverage provided.
- Combining a policy like this with other insurance is a brilliant way of supporting yourself and your family.
- If you do any extreme/dangerous sports, you must disclose these to your advisor on your appointment to ensure the right policies are advised.
A custom package that will work out how much you require and the right price point for you will be arranged when you speak to one of our expert advisors.