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Private Medical Insurance

Private Medical Insurance (PMI) in the UK complements the NHS by covering the cost of private treatment for unexpected, short-term health conditions. By paying a regular premium, policyholders bypass long NHS waiting lists to gain faster access to specialists, diagnostic tests, and elective surgeries, with the added flexibility of choosing their hospital and consultant.

Faster access to diagnosis and treatment

Because waiting isn't always an option

Private medical insurance gives you faster access to diagnosis, specialist consultations, and treatment for a wide range of conditions, without the wait times that can come with NHS referrals. For active people, getting a proper diagnosis and treatment plan quickly can make a real difference to recovery and getting back to the sport or lifestyle you care about.

We work with a panel of insurers to help you find suitable cover for your circumstances and budget. Cover is subject to eligibility, underwriting, and the specific terms and conditions of the policy and insurer you choose.

What private medical insurance typically includes

Diagnosis, treatment, and specialist care

Most private medical policies cover specialist consultations, diagnostic tests, and inpatient or day-patient treatment for acute conditions — illnesses or injuries that can be cured, rather than long-term or chronic conditions. Many policies can also include outpatient treatment, physiotherapy, and mental health support, depending on the level of cover you choose.

Why active people consider private medical cover

Getting back to what you love, sooner

An injury that needs a scan, a specialist opinion, or surgery can mean a long wait through standard referral routes. Private medical insurance is one way to get seen, diagnosed, and treated faster, which matters when staying active and getting back to your sport are priorities.

How we help you find suitable cover

Comparing your options, explained clearly

Private medical policies vary significantly in what they cover, from the hospitals and consultants you can access to whether musculoskeletal conditions are included from day one. We compare suitable options from across our panel based on your circumstances, health, and budget, and explain the differences in plain terms before you decide.

Ready to talk about private medical insurance?

Every situation is different, so the best next step is a conversation with one of our advisers. We’ll ask about your circumstances, explain your options clearly, and help you find suitable cover — with no obligation to proceed.

Contact Us

Contact WORX Sports Insurance today to discuss your circumstances and explore the protection options available from a range of insurers. Our advisers can help you understand the available options and explain how different policies may support your needs and objectives.

  • Dedicated advisers who take the time to understand your sport and your circumstances
  • Suitable protection options from across a panel of UK insurers, not just one provider
  • Support that continues after your policy starts — including help with claims and queries
  • Clear, jargon-free advice to help you make an informed decision about your cover
1228 London Road, Alvaston, Derby, DE24 8QP
0330 223 5494
info@worxsportsinsurance.co.uk
https://worxsportsinsurance.co.uk/
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Worx Sports Insurance Services is a trading name of The Jolia Group Ltd. The Jolia Group Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

The guidance and information contained within this website are subject to the UK regulatory regime and are therefore targeted at consumers based in the United Kingdom.

Trading address: 1228 London Road, Alvaston, Derby, DE24 8QP.
Registered Office: 219 Burton Road, Derby, England, DE23 6AE
Country of registration: England and Wales
Registration number: 14756891

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  • Insurance & Protection
    • Income Protection Insurance
    • Accident & Sickness Protection
    • Life Insurance Policies
    • Critical Illness Insurance Cover
    • Private Medical Insurance (PMI)
    • Business Protection for Business Owners
    • Home and Contents Insurance
  • Sports We Cover
    • Insurance for Contact Sports
    • Insurance for Non-Contact Sports
    • Motocross
    • Rugby
  • Why Worx?
  • Contact Us
    • How to Complain
Get a Quote