At WORX Sports Insurance, we help individuals and families explore a range of personal insurance and protection options through a panel of UK insurers.
Our advisers can provide guidance on products including life insurance, critical illness cover, income protection and accident and sickness protection. We take the time to understand your circumstances, explain the options available and help you make informed decisions about your protection needs.
We can also review existing arrangements and discuss whether they continue to meet your requirements. If you need to make a claim, our team can provide support and guidance throughout the process and help you understand what information the insurer may require.
Available products, benefits, exclusions and eligibility criteria will vary depending on the insurer and policy selected.
Life Insurance
Life insurance can provide a lump-sum benefit if you die during the policy term, subject to the policy terms and conditions.
Many people choose life insurance to help provide financial support for their loved ones, which could be used towards expenses such as a mortgage, household bills or other financial commitments.
The amount of cover and policy options available will depend on your circumstances and needs. Our advisers can help you understand the options available and discuss whether life insurance may be appropriate for you.
Critical Illness Cover
Critical illness cover may provide a lump-sum benefit if you are diagnosed with a covered critical illness during the policy term, subject to the policy terms and conditions.
Many people choose critical illness cover to help with financial commitments such as a mortgage, household expenses or adapting to changes in circumstances following a serious illness.
The illnesses covered, policy features, exclusions and eligibility criteria will vary between insurers and products. Our advisers can help you understand the options available and discuss whether critical illness cover may be appropriate for your circumstances.
Income Protection Insurance
Income protection may provide a regular monthly benefit if you are unable to work due to a covered illness or injury, subject to the policy terms and conditions.
Unlike life insurance or critical illness cover, which typically provide a lump-sum benefit following a covered event, income protection is designed to provide an ongoing monthly benefit. At the same time, you remain unable to work, subject to the policy’s terms, conditions and deferred period.
The amount of benefit available, policy features, exclusions and eligibility criteria will vary between insurers and products. Our advisers can help you understand the options available and discuss whether income protection may be appropriate for your circumstances.
Private Medical Insurance
Private Medical Insurance (PMI) is designed to provide access to private healthcare services, subject to the policy terms and conditions.
Depending on the policy selected, PMI may provide access to private consultations, diagnostic tests and treatment for eligible conditions. The level of cover, exclusions and available benefits will vary between insurers and products.
Our advisers can help you understand the options available and discuss whether Private Medical Insurance may be appropriate for your circumstances.